Required items on all loans
- Counseling Certificate signed by both Counselor and borrower(s)
- Tax Bill for the most recent tax year- on all properties owned in the last 24 months
- Homeowners Insurance declarations page with contact information for your agent- on all properties owned in the last 24 months
- HOA/PUD/Condo most recent statement with HOA contact information – on all properties owned in the last 24 months
- State Issued Driver’s License or ID card (not expired) for all borrowers
- Social Security Card or 1099/W2 with complete Social Security number for all borrowers
Income Documentation
Social Security:
- Most recent SS Benfits Letter (also known as Award's letter)
- prior year 1099 from SS
Pension/Retirement Income:
- Pension verification letter stating how long benefit will last and monthly benefit amount or value of settlement
